O God,
bless Muhammad and his Household
and release me from a debt
which makes me lose face,
confuses my mind,
disrupts my thinking,
and prolongs my occupation with attending to it!
I seek refuge in You, my Lord,
from worry and thought about debt,
from the distraction and sleeplessness of debt;
so bless Muhammad and his Household
and give me refuge from it!
I seek sanctuary in You, my Lord, from
debt’s abasement in life
and its ill effects after death,
so bless Muhammad and his Household
and give me sanctuary from it through
a bountiful plenty
or a continually arriving sufficiency!
O God,
bless Muhammad and his Household
prevent me from extravagance and excess,
put me on the course of generous spending and moderation,
teach me excellent distribution,
hold me back through Your gentleness from squandering,
allow me to attain my provisions through lawful means,
direct my spending toward the gateways of devotion,
and take away from me any possession
which will bring forth pride in me,
lead to insolence,
or drag me in its heels to rebellion!
O God,
make me love the companionship of the poor
and help me be their companion with excellent patience!
Whenever You take away from me
the goods of this perishing world,
store them for me in Your abiding treasuries!
Make this world’s broken pieces
which You have conferred upon me
and its goods
which You have quickly granted to me
a way to reach Your neighborhood,
a link to Your nearness,
and a means to Your Garden!
Verily You are Possessor of bounty abounding,
and You are the Munificent, the Generous.